The best credit card deals on the market

With the UK still in the midst of a recession, and the world still feeling the after-shocks of the financial crisis, finding a good credit card deal is more important than ever. And despite the economic downturn, it's still possible to acquire a credit card with low APR, whatever your bank balance looks like. We've gathered together the best deals and websites on the market at the moment.

One website which collates and analyses the best credit cards is Credit Searcher. Credit searcher has a very useful search function, which allows you to look for deals according to your requirements. The search terms include: Lowest standard rates, 0% balance transfer deals, Low long term / life of balance transfer rates, Purchase rates including 0% deals, Cashback / reward offers and Suitable for poor credit history (CCJs, arrears, defaults). We found some great credit card offers, for example Virgin have a 0% interest for 18 months balance transfer deal, and 0% interest for 3 months. RBS Platinum also offer a similar interest rate.

Over on Credit Cards, the website collects together credit cards for all requirements, including those mentioned above, as well as Travel and Airline Credit and Rewards. The best card for frequent travellers is the Amex British Airways card, which offers 1000 BA miles when you spend £500 in your first 3 months of Card membership and 1 BA Miles for every £1 you spend. With this card, it is important to have a good credit rating. Virgin Atlantic White also advertises 3,000 Flying Club miles when you make your first purchase and 1 Flying Club mile for every £1 spent.

As we've shown, getting a great deal on your credit card is far from impossible, even in the current economic climate. So don't just accept your current credit card rates, get hunting for the best deals that will suit you, and your budget.